If you’re not sure how to afford a BMW in the new year, there are several options available. Using your tax return, trading your car in, and comparing leasing and financing terms will help you find the perfect vehicle to fit your budget. That’s why the BMW of Fort Washington team has assembled this guide to lowering your monthly payments.

Using Your Tax Return

Drivers who have received a tax return from the IRS can spend some or all of that money on a new vehicle. It’s a great way for you to put more money down on a new model, which will reduce your overall principal and monthly costs. Or you can set aside a sum to pay for your first few lease payments, giving you a buffer to keep saving money.

Trading Your Car In

Another way to improve your new vehicle costs is by trading in your current model. Whether you’ve got another BMW vehicle or have been driving another car, you can hand it over to our dealership at signing to get a discount on your financing plan. Our dealers determine trade-in value based on the vehicle’s upkeep and market conditions.

Leasing and Financing

When you shop for a new BMW vehicle at our dealership, you’ll find numerous financing and leasing options. With flexible financing terms, you can find the best balance between term lengths and monthly payment amounts. And our financing team has the expertise you need to make an informed decision.

Learn How to Afford a New BMW in Fort Washington, PA

Let our financing experts help you find ways to afford a new BMW in 2026. Contact the BMW of Fort Washington financing team to schedule an appointment or find models in your budget.